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Things accelerated in February of this year when we first noted that substantial cracks were starting to show in the world of P2P lending, and more specifically, with LendingClub's inability to assess credit risk of its borrowers that were causing the company to experience higher write-off rates than forecast.

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Economic data provided by Econoday.

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There's a strong spirit of charity throughout the practice, with frequent contributions to the Boys and Girls Club, Toys for Tots, Operation Defending the Holidays for troops in Afghanistan, and five annual trips to Haiti, during which physicians and employees volunteer to provide charity care.

Hard work, good decision making, and a little sacrifice today can pay huge dividends tomorrow.

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The Direct Loan Program allows you to choose your repayment plan and to switch your plan if your needs change.

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